Dawner Asset Finance are active in this sector as a lot of the machinery required is similar to the agricultural sector. All mowers, trenchers, irrigation equipment, dumpers and excavators are funded on a similar basis to the agricultural sector. Hire Purchase and Lease Purchase are still popular although some customers prefer operating lease or hire agreements if the equipment is needed for a particular term or an individual contract.
Golf Clubs require this type of equipment as well as landscape contractors, the clubs tend to favour leasing due to the VAT deferment onto the rentals made, as opposed to VAT payable as deposit as with Hire Purchase for cash flow advantage. Seasonal and bespoke repayment profiles are still popular in this sector as cash flow must come first when funding large projects or a golf club’s finances.
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This is our core business and our most active sector. We can arrange funding for a wide range of products to include all types of new and used machinery as well as farm buildings, cars, livestock, inputs and fixed installations. Hire Purchase, Lease and Loan facilities are the most popular finance packages in this sector. You may be looking for standard repayment profiles – monthly, quarterly, half annual or annual repayments or maybe a bespoke seasonal or revenue matched scheme.
Our experience in providing car and commercial vehicle finance extends over all of our customer sectors. We are able to recommend and provide specific agricultural equipment finance models to equip each client with the most relevant financial solution type for their business. We advise and can set up most types of vehicle finance schemes, from a straight forward hire purchase agreement on a used car purchased from your local dealer, to a vehicle purchase directly from a manufacturer on a Lease Hire Agreement. Vehicle deals can be written with customer balloon payments at the end of the repayment term to keep repayments minimal during the repayment period if required.
As an asset funder in construction finance we understand that no two businesses are the same. That’s why we tailor each deal to your individual circumstances. Building company, plant hire or specialist contractor, whichever part of the construction industry you work in, rest assured we will provide you with the finance solutions best suited to your needs. Machinery funding is available for all types of construction assets from Excavators, dump trucks, cranes, chippers and forklift trucks through to specialist machines. Most repayment terms are monthly in this sector but more bespoke repayment profiles are available if required.